Want to opt for greener, more sustainable ways to get around? Which mode of transport should you choose? What’s the best way to make the change? Read our advice and find out how we can help.
Find out about the special terms on our sustainability mobility loan! Zero-interest sustainable mobility loan(1)(2). Loan term of up to 3 years.
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Financing your projects
Personal loan
Interest-free (1)
Every day, more and more people pile onto Luxembourg’s road network. This situation can make it hard to get around.
The government is focused on transport as a way to improve life in Luxembourg. This mainly involves encouraging the local population and cross-border workers to embrace green mobility. There are plenty of options to choose from, including walking, e-bikes, push bikes, scooters, cars and electrified public transport to name but a few.
To facilitate the transition to a cleaner transport system, the government is working hard to develop infrastructure for cyclists, roll out charging points for electric vehicles and improve public transport in terms of accessibility and timetables.
The main issue at stake in this regard is the environment. Right now, transport is the most polluting business sector. However, the government has committed to reduce greenhouse gas emissions by 55% across all sectors by 2030. Changing how we usually get around has become essential.
Given the points above, would you like to use your car less and think about how you get around in Luxembourg? We have plenty of ideas to help you make good choices.
First and foremost, your decision depends on your lifestyle. Naturally, country-dwellers and urbanites get around in different ways. It can be hard to limit how much you use your personal vehicle.
If the distances between your home and the places you often go allow it, an e-bike or push bike is the ideal option. As well as taking care of your health, you reduce your environmental impact.
In the first instance, depending on where you live, you could try out a bicycle-sharing system.
BGL BNP Paribas also offers interest-free loans for the purchase of a bike or scooter.
Please note that, from 1 October 2024, state aid for bicycles will be reserved for people who belong to a household in receipt of the cost-of-living allowance or the energy allowance.
To help you make the switch to green mobility, we offer financial support in the form of low-interest and interest-free loans.
The green mobility loan is a personal loan with an interest rate of 0% that you can use to buy an e-bike or push bike(1).
We can help you buy:
What are the benefits?
Embracing green mobility also means using public transport. In Luxembourg, public transport has been free to use since March 2020. Bus, tram or train – the choice is yours. Furthermore, the government is thinking about how to optimise the network from an environmental perspective and to allow as many people as possible to use it.
Lastly, electric cars are a solution for people who travel long distances every day. BGL BNP Paribas can help you buy an electric car. You could benefit from a reduced-rate loan and support with financing and installing a charging point
Some municipalities also offer subsidies you can apply for when you buy an e-bike or push bike. This assistance is in addition to the support on offer from the government. That makes financing your bike a lot easier. It should be noted that these subsidies may, in certain cases, relate to electric vehicles or installing charging points.
Frequently asked questions
Clever Fueren is a government scheme to encourage people to switch to green mobility, in the form of electromobility. In addition to subsidies to finance an e-bike or push bike, you can submit an application when you buy a fully electric or hydrogen-powered vehicle, or install an electrical charging point. Full details are available at https://www.klima-agence.lu/en.
The government has set up the Klima-Agence office. Plenty of resources are available online about mobility and reducing your emissions in general. At BGL BNP Paribas, our advisers can offer guidance on mobility loans.
(1) Offer subject to terms and conditions and approval of your application by the bank. Proof of purchase must be provided
(2) For a loan of €2,500 repayable over 36 months at a fixed interest rate of 0% per annum, you would pay 36 instalments of EUR 69,44 ( excluding optional insurance and application fees). Fixed annual percentage rate (APR): 0% per annum (only available to holders of a Pack and under the condition of a monthly inflow of at least EUR 1500/month on your current account with BGL Paribas).(No application fee for holders of an Exclusive Pack). Total amount owed by the borrower: €2,500. The hypothetical example is provided for information purposes only and cannot be considered a loan offer and/or approval. The bank is not liable for this example or for any decisions made based on this example. Offer subject to terms and conditions and approval of your application by the bank.
