Our bank savings solutions
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Savings you can access at any time
Savings account
- Interest on money market terms.
- Uncapped automatic or ad hoc deposits.
- Risk-free and available at any time.
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Up to the age of 29
Youth savings account
- Attractive interest rate.
- Access to your savings at any time.
- Your money kept safe.
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Growth Savings Account
- Attractive interest rates.
- Risk-free and frozen until your child turns 18.
- Automatic or ad hoc deposits
Save for my projects through responsible investments
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Regular savings online
Direct Invest Clic
- Savings made easy online.
- Sign up and track your portfolio’s progress directly through your Web Banking app.
- Monthly payments into a fund based on your investor profile.
- An ESG-based investment approach.
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Automatic financial savings plan
Easinvest
- Financial savings made easy, with in-branch sign-up.
- Quarterly or monthly payments into a fund from Our Selection.
- Access responsible funds that support the transition to a lower-carbon economy.
- Access to BNP Paribas Asset Management’s expertise.
Tax-deductible savings
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Retirement savings
OptiPension+
- Prepare for retirement through an old age pension scheme, by building up capital through regular savings.
- Reduce your taxes with a comprehensive, flexible savings scheme that is eligible for tax benefits.
- This insurance scheme is linked to investment funds that integrate responsible and sustainable criteria in keeping with your risk profile.
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Home savings scheme
Wüstenrot
- Build up savings, benefit from tax-deductions and gain access to a home savings loan to finance the purchase, construction or renovation of your home.
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Life insurance
OptiSave+
- A life insurance policy that helps you protect your loved ones by building savings and guaranteeing a lump sum in the event of your death.
- This insurance scheme is linked to investment funds that integrate responsible and sustainable criteria in keeping with your risk profile.
Learn more
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Investment funds
Start investing
Our solutions and expert support to help you take your first steps in the world of investing.
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Why this ratio?
The risk/return ratio
Learn about this key concept for investing successfully in the stock market.
Learn more