Leasing for individuals: how does it work ?
![](/content/dam/publicsite/particuliers/financer-vos-projets/projet-auto/leasing-auto/visuel_4bloc_en.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg)
272 hp
Electric: driving range of up to 344 km
5 doors, 5 seats
Automatic
Adaptive cruise control
Reversing camera
18” aluminium wheels, etc.
275 hp
Electric: driving range of up to 510 km
4 doors, 5 seats
Automatic
Autopilot standard
Navigation system
18” wheels, etc.
204 hp
Electric: driving range of up to 478 km
5 doors, 5 seats
Automatic
Tinted windows
Widescreen display
Heated front seats
High beam assist
17” aluminium wheels, etc.
184 hp
Electric: driving range of up to 294 km
3 doors, 5 seats
Automatic
Parking Assistant Pack
LED headlights
Heated front seats
Aluminium wheels, etc.
210 hp
Electric: driving range of up to 529 km
5 doors, 5 seats
Automatic
Camera
19” alumunium wheels
Apple CarPlay & Android,
Keyless access and ignition, etc.
286 hp
Electric: driving range of up to 546 km
5 doors, 5 seats
Automatic
Navigation system
19" aluminium wheels
Park Assist
LED lights, etc.
285 hp
Electric: driving range of up to 562 km
5 doors, 5 seats
Automatic
Apple CarPlay & Android Auto
19” aluminium wheels
Navigation system, etc.
170 hp
Electric: driving range of up to 430 km
5 doors, 5 seats
Automatic
Reversing camera
Navigation System and Apple CarPlay, etc.
Did you know that you can completely customise your vehicle to your preferences, taste and requirements?
Apply online in a matter of clicks!
Do you want to manage your budget, save time and drive with complete peace of mind?
Discover the benefits of a private lease:
You can contact our advisors between 8.00am and 6.00pm, Monday to Friday, on (+352) 42 42-2000.
Frequently asked questions about Private Lease, car leasing for individuals
Private Lease is designed for Luxembourg residents.
You can rent any new car purchased from a Luxembourg dealer with the exception of luxury cars and vehicles weighing more than 3.5 tonnes authorised on Luxembourg roads.
Arval Luxembourg offers all-inclusive car lease agreements (excluding fuel) with monthly lease payments covering:
Determined in advance, monthly lease payments (60 months maximum) are calculated based on the vehicle’s purchase price and include the car’s residual value, the contract term, mileage and operational services.
Yes. Early termination fees will be charged depending on the number of days prior to contractual termination. The agreement can also be transferred to a third party under certain conditions.
Yes. Insurance is included in our long-term lease offer. You can transfer your old no-claims bonus to your Private Lease agreement. Once your previous insurance has been cancelled, simply send your certificate to Arval Luxembourg, which will transfer your no-claims bonus to your car rental.
Arval Luxembourg remains the car’s legal owner, and no tax benefit is therefore possible under the Private Lease agreement. If you wish to take out a long-term lease as a self-employed or freelance professional, you must refer to the legal and tax framework governing your profession.
During the term of the agreement, it’s possible to change the term and mileage (subject to the maximum authorised term and mileage limits for the vehicle in question) up to three months before the vehicle is returned.
The monthly rent is then adjusted. It’s important to estimate your mileage carefully when the agreement is signed. In the event of any excess mileage consumption, an amendment to the agreement will be suggested taking into account a new lease payment and a new mileage allowance.
Any remaining mileage will be reimbursed.
Private Lease agreements do not provide the option of buying the car when the lease ends. The vehicle remains the property of the lessor, Arval Luxembourg, which is responsible for selling the car on the second-hand market when the agreement expires.
However, if at the end of the lease you wish to purchase the vehicle, Arval Luxembourg may sell it to you at the market price.
(2) Offer only valid until 31/08/2024 inclusive, while stocks last, and only applies to private clients of BGL BNP Paribas S.A. living in the Grand Duchy of Luxembourg. This document does not constitute an offer. A lease agreement is dependent on your application being analysed by BGL BNP Paribas SA and accepted by the leaser, Arval Luxembourg SA, and will always be subject to the Private Lease terms and conditions.Private Lease.
(3) Offer subject to conditions and approval of your application by BGL BNP Paribas and Arval Luxembourg S.A., exclusive to residents of the Grand Duchy of Luxembourg. Monthly lease prices are indicative. Only applies to private clients of BGL BNP Paribas S.A. living in the Grand Duchy of Luxembourg. This document does not constitute an offer. A lease agreement is dependent upon your application being analysed by BGL BNP Paribas S.A. and approved by Arval Luxembourg S.A., and will always be subject to Arval Luxembourg S.A.’s General Terms and Conditions for Private Leases. The calculation of the monthly lease payment includes the financial aid scheme for zero-emission vehicles pursuant to the Grand-Ducal Regulation of 9 March 2022, amending the Grand-Ducal Regulation of 7 March 2019, as amended (see eligibility conditions here: https://gouvernement.lu/fr/actualites/toutes_actualites/communiques/2022/03-mars/14-clever-fueren.html).
The financial aid scheme will only apply to vehicles ordered between 1 April 2022 and 31 March 2024, and for which the first registration is made before 31 December 2024. Arval Luxembourg S.A. shall not be held responsible for any delivery delays; delivery times depend on manufacturer and/or importer availability, and on the configuration selected. Private Lease is a product offered by Arval Luxembourg S.A., 2 rue Bové L-1253 Luxembourg, RC B57655, in its capacity as lessor, in conjunction with BGL BNP Paribas S.A. Monthly lease prices are indicative only and subject to (i) changes in tax status, the residual value of the vehicle as determined by the lessor, the book value of the vehicle, and the options, configuration and equipment selected; (ii) adjustments to the configuration and equipment.
The monthly lease payment shown (including VAT) depends on the agreed term and mileage. Equipment and delivery times for vehicles depend on availability at the manufacturer and/or importer and the configuration selected.
Photographs of vehicles are for illustration only and may differ from the vehicle offered. Arval Luxembourg S.A. cannot be held responsible for the inaccuracy of the information contained in this document.
Responsible publisher: BGL BNP PARIBAS S.A. – 50, avenue J.F. Kennedy – L-2951 Luxembourg – R.C.S. Luxembourg: B 6481.
(4) Monthly lease prices are indicative only and subject to (i) tax status, the residual value of the vehicle as determined by the lessor, the interest rate, the book value of the vehicle, and the options, configuration and equipment selected; (ii) adjustments to the configuration and equipment. The monthly lease payment shown (including VAT) depends on the agreed term and mileage. The monthly lease payment includes: maintenance, repairs, changing and storage of summer and winter tyres depending on wear, road tax, depreciation and interest, VAT, Europe-wide assistance, a courtesy car of a lower category for any downtime longer than 24 hours, the Perfecta service (cover provided by Arval Luxembourg S.A. for the risk of damage, total write-off or theft) with application of an excess payable by the lessee under certain conditions, and insurance(third-party insurance, legal protection and driver injury insurance).
Not included in the monthly lease payment: fuel, electricity and driving fines. The CO2 rates are also indicative and depend on the options chosen and/or the data provided by the manufacturer. At the end of the agreement, the kilometres will be invoiced at the price indicated in the lease agreement. If the lease agreement is terminated early, a termination fee will be charged. There is no purchase option.
(5) Other terms and mileage possible with adjustment to lease payment. On request.
(6)**Insurance is included in the price of the lease. Third-party insurance is mandatory. Other types of insurance are optional.
(7) Monthly lease prices are indicative only and subject to (i) changes in tax status, the residual value of the vehicle as determined by the lessor, the book value of the vehicle, and the options, configuration and equipment selected; (ii) adjustments to the configuration and equipment.
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