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Our low-interest green mobility loan

The green mobility loan is a low interest rate personal loan(1) designed to finance the purchase of an electric car and charging point.

We’re making it easier for you to buy an electric car:

  • fixed and preferential rate;
  • repayment term from 12 to 60 months;
  • preferential terms on full financing for your sustainable mobility (car and charging point);
  • interest is deducted from your taxes.
  • Our partner :

    electris Luxembourg S.A.

Our partnership gives you access to a comprehensive solution for charging your vehicle:

  • the acquisition and installation of a home charging point;
  • the acquisition of a e_mobility token for charging at numerous public charging points in Luxembourg and Europe;
  • submitting your application(2) for the charging point government bonus (available to residents only)(3).

How do I go electric?

In Luxembourg, electric and hybrid rechargeable cars are an enormous success. Are you also looking to reduce your carbon footprint and switch to a more eco-friendly form of transport?

With our green mobility loan, take advantage of an efficient solution to finance your new electric vehicle. If required, we can also help you purchase an electric charging point by putting you in touch with an approved installer and assist in obtaining a government subsidy for home installation (in Luxembourg and the Greater Region).

Compare the e_mobility solutions from electris that have been selected for you:

Dwelling
Charging point model
Power
Indoor & outdoor use
Access badge
Charging point
Access to charging data
Cable
Smart charging (OCPP)
Install
Government bonus

How can you take up our partnership offer?

Logo-Electris-RGB-F

With electris Luxembourg S.A., you get turnkey e_mobility solutions to access the world of electric mobility.

A simplified process

A range of installation options are available for both single family homes and apartments in Luxembourg and the Greater Region.

electris guides you through every stage of your charging project:

  • providing advice on how to choose an electric charging point, depending on your living circumstances;

  • giving you a quote for the supply and installation of an electric charging point in your home;

  • offering a free e_mobility token(4) for charging your vehicle when you’re on the move, at public charging points;

  • helping you apply for the government charging point installation bonus(2)(3) (up to 50% of the package offered)(5).

How to sign up to our green mobility offer

It couldn’t be easier:

 

  1. Simulate your loan online;
  2. Submit your loan application;
  3. The bank assesses your application;
  4.  If approved, we’ll send you your loan offer;
  5. If you would like to take advantage of the electris Luxembourg S.A. offer, please submit your request using the online form and the code you received from your BGL BNP Paribas branch
  6. Your installation project is then handled by our partner, electris Luxembourg S.A., starting with a technical visit and quote from electris.

Good to know

From 1 October 2024, the maximum subsidy that can be obtained to purchase a more sustainable car will be €6,000 instead of the current €8,000(6).
This variable subsidy is granted under certain conditions, including:

  • for the purchase of a new fully electric vehicle with a maximum energy consumption of ≤ 16 kWh/100 km;
  • for the purchase of a vehicle whose consumption is between 16 and 118 kWh/100 km, the subsidy will be a maximum of €3,000;
  • the vehicle must be owned for more than three years, compared to one year currently;
  • you can apply for a subsidy of €1,500 to put towards the purchase of a second-hand electric vehicle, provided you keep it for at least two years;
  • for new fully electric family cars (energy consumption > 16 kWh/100 km and ⩾ 7-seater vehicle);
  • for a new fully electric van and hydrogen fuel cell cars.

Other, more powerful electric cars whose energy consumption exceeds 200 Wh/km (or 180 Wh/km when their power exceeds 150 kilowatts), will “no longer be covered by the financial aid scheme”.

(1) For a loan of EUR 20,000 repayable over 48 months at a fixed interest rate of 4 % per annum, you will repay 48 instalments of EUR 451,58 (excluding optional insurance and apllication fee). Fixed APR: 4,08 % per annum (subject to paying your salary into an account with a Pack held with our bank). Total amount due by the borrower: EUR 21.671,41. The examples are provided for information purposes only and cannot be considered a loan offer and/or approval. The Bank is not liable for this example or for any decisions made based on this example.
(2) Tax deductibility varies based on the personal situation of each client and is subject to change.
(3)*** reserved for charging points installed in Luxembourg, for Luxembourg residents. The charging points are compatible with all chargeable electric or hybrid vehicles.
(4) see terms and conditions of the offer, which include setting up a direct debit. Charging stations accessible with the e_mobility token are displayed in the diego.mobility app, including the specific charging price.
(5) see details on www.klima-agence.lu; subject to acceptance by the relevant authority
(6) Subject to residence requirement. To find out more about the terms of the extension, please visit the Myenergy.lu website.