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BGL BNP Paribas is by your side every step of the way
What is the EPC?
In Luxembourg, the construction, sale or rental of a property requires an energy performance certificate (EPC) or energy passport. This is a quality certification that establishes the energy performance of your home, based on a scale of A to I.
The A rating corresponds to passive houses. The B rating is for energy-efficient homes. I, which is the lowest rating, applies to the least energy-efficient homes on the market.
What an EPC contains
The EPC assesses three aspects of your property:
- the energy performance rating: this indicates the primary energy requirement;
- the thermal insulation rating: this indicates the heating requirement;
- the environmental performance rating: this indicates the building's CO2 emissions.
The EPC consists of several pages. You will be asked to produce it for all property transactions.
The idea is to assess the building's energy performance and encourage people to reduce their energy consumption.
How can I get an EPC?
The EPC will have to be issued by a building expert. You can contact:
- an architect or a consulting engineer who is a member of the Luxembourg association of architects and consulting engineers (Ordre des architectes et des ingénieurs-conseils, or OAI);
- an expert accredited by the Luxembourg Minister for Energy and Local Planning.
Good to know
BGL BNP Paribas and its partner Actif can help you with your real estate plans. Actif, a certified energy consultant, can issue your energy performance certificate.
What documents do I need to get my energy performance certificate?
For a new building or an extension to an existing building, you may need to provide the following, for example:
- the floor plans and elevations of the future building/extension;
- details of the construction of the future building/extension;
information about the building services installed for heating, hot water production, solar power generation and ventilation; - a feasibility study covering all technical, environmental and economic aspects (for new builds).
For existing buildings, you may need to provide the following:
- the floor plans and elevations of the future building/extension; details of the construction indicating the composition of the different elements of the building envelope (if available);
- energy bills or statements for the past three years. An expert will also make a site visit.
BGL BNP Paribas is by your side
At BGL BNP Paribas, we make sure we know our climate impact. To do this, we need to understand the energy and environmental performance of our mortgage portfolio.
With that in mind, we have become a signatory to the UN’s Net-Zero Banking Alliance (NZBA) initiative. The aim is to combat climate change by pledging to reduce the greenhouse gas emissions of our loan portfolio.
We collect energy performance certificates from our clients. If you would like to be part of the scheme, please send us your document by secure e-mail via online banking or contact your adviser.
Frequently asked questions
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I'm looking to buy a property. Where will I find the EPC?
When selling a property, the vendor must provide prospective buyers with an energy performance certificate. In addition, property listings must state the thermal performance rating and thermal insulation rating.
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How long is my EPC valid for?
Your EPC is valid for 10 years. The issue and expiry dates are mentioned in the document.