Car loan: simulate your loan amount

Already a client? If you have a particular project in mind, go to your Web Banking app to find out your borrowing capacity and apply for a personal loan online. Quick, easy and entirely secure.

Estimate your borrowing capacity

for a future project

Get an agreement in principle instantly⁽¹⁾

depending on your financial situation

Peace of mind from the comfort of your own home

and at any time

Find out how to get a loan from Web Banking

Hide offer details

Your car loan application in just a few clicks

Are you looking to buy a new or second-hand vehicle? Calculate your monthly repayments with our online simulator: your car loan⁽¹⁾⁽²⁾ is adapted to your personal and financial situation.

repayment term: 12 to 60 months;
repayment schedule drawn up when the contract is signed according to your budget;
fixed rate: regular monthly repayments guaranteed;
simple process and fast response times;
Choice of monthly repayment date;
deduct the interest from your taxes.

Already a client? Log on to the 100% secure Web Banking platform to apply for a loan online.

Not yet a client? Use our simulators or contact us. An advisor will call you back to discuss your project’s feasibility and provide you with a personalised response.

Would you prefer a turnkey solution with all services included? Discover the Private Lease offer.

Heading: An online tool that quickly calculates and validates your car loan amount

Valerie has just been hired by a law firm in Luxembourg. To get to her new workplace, she plans to buy herself a new car. In order to budget for her purchase, she wants to calculate her monthly repayments. Thanks to the online simulator in the Web Banking App, Valerie can instantly calculate how much she can borrow. She can adjust the amount and term of the loan she’ll be taking out to suit her needs and financial situation. Once her budget and borrowing capacity have been validated, she can apply for her loan online. She’ll obtain her agreement in principle promptly⁽²⁾⁽³⁾.

Now she can choose and buy the car of her dreams with complete peace of mind.

Did you know? You only pay interest on the amount you use

Request a release of funds for the exact date your new car is delivered: you only start paying interest from this date.

Frequently asked questions about car loans

Who can take out a car loan?

Car loans are designed for adults seeking to obtain financing for a new or second-hand vehicle.
Is it possible to take out a car loan as a couple?

Yes, of course.
Can my car loan be paid off early?

Yes, subject to an early repayment penalty that will be set when the loan agreement is signed.
What are the tax benefits?

A maximum of €672 in debit interest on consumer loans can be deducted as special expenses per person per tax household each year. Tax deductions relating to insurance premiums are included in this €672 cap.

Tax deductibility varies based on the personal situation of each client and is subject to change.

Documentation ()

Want to know more?

Brochure “Our financing solutions for your project”

Download

⁽¹⁾For a loan of EUR 20,000 repayable over 48 months at a fixed interest rate of 5,30 % per annum, you will repay 48 instalments of EUR 463,31 (excluding optional insurance and apllication fee). Fixed APR: 5,44 % per annum (subject to paying your salary into an account with a Pack held with our bank). Total amount due by the borrower: EUR 22.232,57. The examples are provided for information purposes only and cannot be considered a loan offer and/or approval. The Bank is not liable for this example or for any decisions made based on this example
⁽²⁾Offer subject to conditions and approval of your application. Standing order for direct deposit of applicant salary with the bank is required. Tax deductibility varies based on the personal situation of each client and is subject to change.

Two or four-wheel vehicle with an electric or hybrid engine.
Clients should provide a quote/invoice as evidence of their eco-friendly investment when the offer is finalised by their branch.

⁽³⁾ You receive an agreement in principle quickly and accessible anytime, subject to receipt and validation of supporting documents.

Finance your vehicle with a car loan