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Open your account

In 15 minutes

1
Customise your deal
by selecting the package and options that suit you
2
Confirm your identity
easily with Luxtrust
3
Finalise the process of opening your account
by entering your personal details in complete confidentiality in your secure area
Opening a no-fee account with no deposit required*
Open my account online

Do you want to open an online bank account from home?

We'll guide you through the opening process of your account online. In only 15 minutes, choose a package which meets your needs and get started! (1)

How?

To make it easier for you to open an account online, we recommend you to have certain documents (in pdf format) or information available to complete your application,

  • a valid form of ID; (2)
  • your employment contract or a payslip dated within the last two months, proof of income or a certificate of school attendance;
  • proof of address: certificate of residence (dated within the last two months), electricity, gas or water bill, home insurance certificate, or landline bill (dated within the last two months);
  • your tax number and proof of tax residence, which can be found on your CNS card (if you live in Luxembourg), your identity card (if you live in Belgium), or your tax return (if you live in France); (3)
  • your e-mail address and your phone number so that we can contact you;
  • A Luxtrust certificate, if you have one.
All you have to do is follow the instructions to complete your account opening! 

Find the bank account that suits your needs

By answering a few questions online, BGL BNP Paribas can help you to identify the best bank account for your situation and individual needs. Explore the various account packages you can sign up for online or at a branch.

In addition, if your wage is paid into your BGL BNP Paribas account, you’ll be eligible for a loyalty discount, which is an automatic discount on your account fees.

FIND OUT MORE

guarantee without a deposit

A rental guarantee for your home

If you have found accommodation to rent and are wondering how to pay the rental guarantee, BGL BNP Paribas is the only bank in Luxembourg that offers a rental guarantee service.

Your green mobility

An interest-free bicycle loan

Want to opt for greener, more sustainable ways to get around? Discover the interest-free bicycle loan.

Leasing solutions

All-inclusive car leasing

Consult our current leasing offers: an all-inclusive service for a fixed monthly lease payment. A new vehicle of your choice with our Private Lease solution.

Good to know

Moving to Luxembourg? In most cases, you’ll need a current account with a Luxembourg bank fairly quickly.

You can open an account before arriving, as soon as you have your employment contract.

You can start your application online or by emailing expat@bgl.lu, stating your arrival date.

Always by your side with Web Banking

  • Instant overview of all your accounts 24/7;
  • Make instant credit transfers (4) and regular transfers;
  • Keep in contact with your adviser via secure messaging;
  • Apple Pay & Payconiq available;
  • Access savings and investment products;
  • Discover the e-shop where you can sign up for our products online;
  • Manage your bank cards yourself: adjust your card limit, block or unblock your card and manage your PIN code;
  • The Web Banking app is available in the App Store and Google Play

Our stock market investment products and services

As soon as your account with BGL BNP Paribas is open, you have direct access to the stock markets.

All you have to do is choose the right type of support.

Full independence

Direct Invest Access

Build and manage your securities portfolio on your own terms.

With our Direct Invest Access service, you have easy access to a wide array of financial products. You can place stock market orders autonomously via a secure platform and access comprehensive financial information.

Recommended

Direct Invest Selection

Would you like guidance on your investment decisions?

Direct Invest Selection is the solution for you. Access top recommendations from the financial products in our selection at any time, based on your investment objectives and horizon.

Tailored advice

Direct Invest Expert

Our team of investment specialists is here to help you make investment decisions during the portfolio construction phase and throughout the investment lifecycle. Direct Invest Expert offers personalised monitoring and tailored advice on a range of asset classes.

Frequently asked questions

  • icone faq question
    Can I open an online account if I’m already a client with the bank?

    Only new BGL BNP Paribas clients can open an online current account. For all existing clients, your account manager will be happy to answer all your questions.

  • icone faq question
    Can I open an online account for a minor or someone under guardianship?

    You must be at least 18 years old to open an online current account.

  • icone faq question
    Can I open multiple current accounts?

    With your online current account, you can open one or more current accounts in any of the 11 currencies on offer.

     

     

  • icone faq question
    Can I open an account if I live in a hotel, airbnb or flatshare?

    If you live in a hotel or similar, the following additional documents (non-exhaustive list) must be provided:

    • Your residence permit, or a certificate such as the déclaration d’arrivée d’un ressortissant de pays tiers pour un séjour de plus de 3 mois (declaration of arrival of a third-country national, for a stay of more than three months);
    • An invoice from the hotel where you are living;
    • Proof of accommodation;
    • A certificate of accommodation.

*Offer subject to terms and conditions and approval of your application by the bank. Opening an account online or in a branch is free of charge, except for the cost of the banking package and banking transactions. Check out the price of the banking packages and services in the pricing guide.

(1) The personal data contained in the documents sent to BGL BNP Paribas will be processed by the bank, in its capacity as controller, for the purpose of processing your application to open an account in accordance with pre-contractual measures. It will also be processed in accordance with our client due diligence measures, based on our legal and regulatory obligations.
If an account is not opened, this data may be kept for 10 years in accordance with our legal obligations. If an account is opened, this data will be kept for a maximum period of 10 years from the end of the contractual relationship.
For further information on the processing of data by BGL BNP Paribas, and on your data protection rights and how you can exercise them, please see our Data Protection Notice, available on our website or from our branches.

(2) For this you must be aged 18 or over and legally competent

(3) If you live in a hotel or similar, the following additional documents (non-exhaustive list) must be provided:
Your residence permit, or a certificate such as the “déclaration d’arrivée d’un ressortissant de pays tiers pour un séjour de plus de 3 mois” (declaration of arrival of a third-country national, for a stay of more than three months); An invoice from the hotel where you are living; Proof of accommodation; a copy of the ID of the person hosting you.

(4) Paid service.