Savings premium
If you have saved enough to purchase or construct your home, you may be eligible for a savings premium.
Who is eligible? To benefit from the savings premium, you must be in receipt of the home ownership subsidy and invest at least 90% of the funds in your savings account to finance your home. You must also have been saving for at least one year in a savings account with the same bank.
The home must be your main, permanent residence for at least two years after the payment of the premium.
How much? The savings premium is a maximum of EUR 5,000 per beneficiary. This corresponds to 10% of the increase in savings per calendar year, with a maximum of EUR 500 per year over a maximum period of 10 years.
How to take advantage of the scheme? You must apply for this premium via the Single point of contact for housing assistance. You can apply for the savings premium at the same time as you request the home ownership subsidy.